I am pleased to announce that I have joined Morgan Stanley*, one of the leaders in the financial services industry, and a Firm that is dedicated to helping people with their long-term financial goals. After careful consideration, I have concluded that at Morgan Stanley* I can most effectively help my clients meet their investment goals. Morgan Stanley* is committed to providing investors with the finest financial thinking, products and services. Working together, we will be able to draw upon the firm’s vast network of knowledgeable professionals to help you map out your individual investment strategy. As a Morgan Stanley* client, you will benefit from the resources and support of a global financial services firm. Every effort is being made to ensure this transition is as seamless as possible, as I am supported by an experienced “Transition Team”. You will not be responsible for any costs incurred. Enclosed you will find the forms necessary to transfer your account(s) to Morgan Stanley*. Please complete and sign where indicated and return them in the prepaid envelope. My new office is located at 204 North George Street, Suite 300, York, PA 17401. I will also have access to the Morgan Stanley* Lancaster branch located at 300 Granite Run Drive, Suite 300, Lancaster PA, 17601. Please call my Registered Assistant Sheri Gray or myself with any questions or concerns regarding this transition. Sheri Gray can be reached at 717-852-4131 or you can contact me on my direct line 717-852-4146 or toll free at 1-800-343-5235. I appreciate the confidence you have placed in me over the years and look forward to a long and successful relationship with you.